Evaluation Scotland Wales

Eight million people in the UK are over-indebted, and estimates show that only 17% of them seek advice

People in financial difficulties

Financial difficulties can be experienced at all life stages and may be an ongoing feature of a person’s life or only a passing phase. People in financial difficulties are more likely than average to be women, living on lower incomes and have experience of mental health issues.

Work to support people in financial difficulties can be considered from three perspectives:

  • Early intervention to prevent emerging issues from becoming more serious
  • Crisis support to help resolve a debt problem that requires urgent attention
  • Building resilience so that (after crisis support) future debt problems become less likely.

Latest News

  • Thursday 1 November 2018

    12 November - For love & money: Understanding links between finances and relationships to better help couples

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Financial capability in action

Call for funding: improving financial capability alongside debt advice

We are now giving debt advice providers the opportunity to apply for a grant of up to £20,000. Apply by 5pm, 22 November 2018.

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Talk Money Week: 12 - 18 November 2018

Talk Money Week (the new name for FinCap Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK.

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Debt solutions in the UK: recommendations for change

This review of formal and informal debt advice solutions by the Money Advice Service and University of Bristol explores the extent to which solutions meet stakeholder needs, and suggests improvements.

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People in financial difficulties strategy

Priorities for the Strategy include early intervention, increasing engagement, building a savings habit and measuring the impact of debt advice.

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Life stages across the UK