Evaluation Scotland Wales

Less than 3 in 10 of the working age population have savings of 3 months’ income

People and saving

Developing a savings habit and a positive attitude towards saving is an essential part of improving financial resilience. The UK is a nation of spenders rather than savers, so financial capability interventions need to promote a saving culture and help people to integrate saving into their day-to-day money management and their longer term goals, such as buying a home and starting a family.

Latest News

  • Wednesday 14 November 2018

    Press release: Financial Capability Strategy Board calls on stakeholders to rally around key Calls to Action for addressing financial capability in the UK

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Financial capability in action

Help to Save explained

The Money Advice Service guide explains who can get a Help to Save account, how to pay money into it and how the bonus payment works.

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Talk Money Week: 12 - 18 November 2018

Talk Money Week (the new name for FinCap Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK.

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The Financial Capability Lab

The Financial Capability Lab generates and rapidly tests new, behaviourally informed ideas to solve important money challenges facing people in the UK.

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Savings strategy

Persistent under-saving in the UK is a key issue for working-age adults, and has been highlighted this as a key issue to address. The Strategy will focus on: reducing the barriers that prevent people from saving, making it easier for more adults to start saving or to save more regularly, and helping more people to build a buffer against financial shocks.

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Life stages across the UK