Evaluation Scotland Wales

This Strategy is UK-wide but, where appropriate, has developed nationally-specific actions that recognise and address the policy contexts of each nation

UK Strategy

The UK scores less well at planning ahead than at managing day to day.

  • Just over half of the population save every month or most months. But far fewer have a significant emergency fund.
  • Only one in two working-age people are currently paying into a pension.
  • Only a third of over-50s have even the roughest plan for how they will pay for long-term care.

The Strategy was launched in 2015 to bring together employers, charities, government and business to collaborate and take action to permanently address these and other issues, giving people the control and confidence to make the most of their money - from pocket money to pensions.

Strategy extract

This Strategy aims to improve financial capability across the UK. That means improving people’s ability to manage money well, both day to day and through significant life events, and their ability to handle periods of financial difficulty. It will focus on developing people’s financial skills and knowledge, and improving their attitudes and motivation. This, combined with an inclusive financial system, can help people achieve the best possible financial wellbeing.

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Life stages across the UK

Latest News

  • Wednesday 17 October 2018

    Practitioner webinar: Connecting with communities

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  • Wednesday 10 October 2018

    Michael Sheen to speak at Stormont financial capability event

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  • Thursday 4 October 2018

    Talking Money in Wales/Siarad am Arian yng Nghymru

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The Strategy across the UK

As well as the UK Strategy, there are strategies for Northern Ireland, Scotland and Wales.

Financial capability in action

Evaluation report published for ‘Talk, Learn, Do’

Since 2016, our project ‘Talk, Learn, Do’ has been encouraging parents across Wales to talk to their children about money. Read the findings from the pilot.

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Talk Money Week: 12-18 November 2018

Talk Money Week (the new name for FinCap Week) is the annual celebration of the work thousands of organisations are doing to improve money management across the UK.

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Managing Chang£…What works?

Managing Chang£ aimed to explore how much a financial capability intervention would positively impact the money management skills, knowledge and behaviours of people aged 18-64 with chronic or acute mental health conditions in Northern Ireland.

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